The following is a list of
typical items needed for your
mortgage application. These
items are are needed depending
upon type what type of mortgage
you're interested in and your
ability to provide them can
greatly speed your application
process. |
|
Employment
|
____ Name and address of
employers for the past two years |
____ Copy of pay stubs for the
previous 30 days |
____ Copy of last two years w-2
forms
(if commissioned
or paid by 1099, copy of last
two years complete tax returns)
|
|
Self-employed
|
____ Copy of last two years tax
returns (personal and
corporate);
year to date P&L and
Balance Sheet through the most
recent quarter |
|
Liabilities
|
____ Name and account numbers
for all revolving and
installment accounts |
____ Name and account number for
all mortgage loans for the
previous two years |
____ Name and address for
landlords for the previous two
years |
|
Assets
|
____ Name, address, and account
number for all bank accounts |
____ Name, address, and account
numbers for all brokerage
accounts |
____ Copies of statements
covering last 3 months on asset
accounts |
____ Copy of most recent
statement for 401K, Savings
Plan, etc. |
|
Miscellaneous
|
____ Copy of driver’s license
and social security card |
____ Copy of fully executed
divorce decree if applicable |
____ Copy of signed earnest
money contract |
____ Copy of lease agreements on
rental properties |
____ Veterans! Copy of DD 214
and Eligibility Cert. if you
have it |
____ Check for the cost of your
credit report and appraisal |